21 Oct 2012 9:12 AM:

Hi the mortgage was taken on as the first year was interest only the rest repayment! We have already instructed my Spanish lawyers and sent them the mortgage statements but the seem to think all is in order but I am not sure they are working in our best interest. The bank would like us to accept the offer of 100.000 euros then that will leave us with an 80.000 loan and nothing to show for it.can anybody point us in the right direction with this?

Forum thread: Uci bank

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20 Oct 2012 4:22 PM:

Can anybody advise me on the following I purchased a property in Spain back in 2006 for 215.000 euros and obtained a mortgage through uci for 165.000 euros I am now in a position were I am now not able to keep up with repayments and have asked for an up to date mortgage statement I have now received this and was shocked to find I now owe 167.000 euros I have instructed a Spanish lawyer in Marbella to help me with this matter but really unsure of the advise being given. I am in contact with uci and they are now saying they have found a buyer for the property and have an offer of 100.000euros what they would like me to accept. They are saying if I accept this offer it will leave me a balance of about 80.000 euros to pay as they have added on various charges ie agents charges of 4per cent etc. I live in the uk and have no assets now as I sank all my savings into the Spanish property. I have been told that various Spanish banks can not come to the uk to chase the debt is uci one of those? Can anybody help me with some advise.

Forum thread: Uci bank

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19 Mar 2007 8:37 PM:

hi max

perhaps you should have read the original email before he altered it!!!

If he had explained his true intentions in the first place rather than pretending to be a normal purchaser just after a good deal this would not have angered me so much!

Community thread: WORLD WIDE UNION JACK HAULAGE / DELIVERY

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19 Mar 2007 12:00 AM:

Please be advised this guy is a total time waster he has already altered his message on the thread originally dated the 18/03/07. He seems to want to pray on peoples misfortune, fortunately we are not one of those statistics. 

Lets keep these jokers off our normally helpfull message board!!

Community thread: WORLD WIDE UNION JACK HAULAGE / DELIVERY

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28 Feb 2007 12:00 AM:

We've just returned from Spain and while we were there we had a good look around the phase II site and we were very surprised on the progress. 

We have purchased in block 1, phase II and were slightly concerned that the view had been completely obstructed by the start of phase 3 but this is not the case. Block 1 has been raised to a higher level and the building in phase 3 has been excuavated down to a lower level. The ground level apartments in block 1phase II are roughly the same height as the third level in phase III and obviously the higher you go the better the view.

The developers have tried to keep the views by re designing the roof on phase III, every balcony in block 1 has sea views to the right and mountain views to the left so giving you the best of both worlds. I'm not trying to stick up for the developers here but i do believe we will have a nice development in a few months time.

Hi to Lars & Ann, we're very happy with the view from our balcony on Planta Baja and your on the floor above us which will make your views even better so hopefully this puts your mind at rest.

We took a few photo's so will post  them on the shared photo section.

Regards

Richard & Paula 

 

 

Community thread: Phase II, Block 1 views

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