22 Dec 2006 10:00 AM:
Hi,
It is worth speaking to Taray directly about mortgage offers as they seem to have special deals with the bank. We have bought a property directly off Taray at the Torre Alcantara site and they have put us in touch with a director at Caja Murcia to arrange a mortgage. The deal offered this way was far better than anything we could achieve when we went into many of the banks already mentioned and indeeed by going into Caja Murcia off the street. I am at work at present so don't have the rates to hand but off the top of my head I seem to recall that the interest rate was 0.65% above the euribor and the set up fee was 0.75% or 1%. Hope this helps.
Alternatively if Taray already have a mortgage over your plot you have the option of taking over their mortgage, and the rates are favourable. Our plot did not have a mortgage on it which is why they referred us to Caja Murcia.They also have deals with other banks but when we enquired in November Caja Murcia was the best one but that might have changed by now.
Debbie Howarth
Community thread:
best mortgage deal
--------------------------------------