24 Mar 2011 1:03 AM:

I know they've been mentioned already but we recently used DFS (in February 2011) to fit out our apartment.  We dealt with Paul who was brilliant.  Very helpful and efficient.  He and his staff were happy to chat things through on the phone and email prices, images etc.

Thread: furniture and lighting suppliers costa blanca

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09 Jan 2011 10:45 PM:

We finally completed on our Condado purchase.  We're heading out in February to sort out some of the furnishing and are already planning trips for Easter and the Summer.  The kids are almost as excited as we are!

We also had a result on the life insurance.  I didn't want to take that offered by the bank as it was really expensive.  Despite the bank acknowledging that life insurance was not compulsary, they did say that it was part of the mortgage offer that i had been given - which was quite a good deal. 

In the end the bank agreed to take an assignment of a UK life policy.  I could have taken a new policy but it was even better as i had an old policy that i had kept paying from when we bought our first house.  A very simple one page deed of assignment was accepted by the bank - sense prevailed.

Many thanks to all of you who posted replies.  Greatly appreciated.

Thread: Life Insurance - any recommedations?

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23 Nov 2010 12:00 AM:

We hope to complete on an apartment shortly and the bank has tried to sell us their life insurance to pay the mortgage if my time is up and i still owe them money.  I know Spain is more expensive for this than the UK but the costs were crazy.  The bank has provisionally agreed to take an assignment of a UK policy, subject to seeing the policy and approving the assignment.  Hoever, if i can sort out a Spanish policy (that would pay in Euros) that may be easier. 

Can anyone suggest a website or broker who may be able to help get a Spanish life insurance policy?  I've had a quick look on the internet and seem to be able to get policies for home insurance, health insurance, car insurance, funeral insurance etc. but nothing about life insurance.

Thread: Life Insurance - any recommedations?

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23 Nov 2010 12:00 AM:

I sent an email to my spanish lawyer today asking for a details or a copy of the mortgage deed.  I was told that a copy would be provided on completion!  Is this normal?  From my point of view, I'd like to have an idea of what mortgage terms I was expected to complete on...

Thread: Should i see the mortgage deed before completion?

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04 Nov 2010 12:00 AM:

We have just paid a deposit to buy an apartment on Condado.  We are buying from the bank.

I've just had the mortgage details and they are offering home insurance and life insurance and title insurance...

Assuming that the Spanish banks are like the UK banks, I suspect that any policies they offer are likely to be more expensive. 

More to the point, can any one let me know whether i actually need all (or any ) of these policies?  Is the buildings insurance likely to be covered by the community charges?  Do i really need life insurance as we have more than enough cover on our UK policies?  What is title insurance?  I assume that as we are buying from the bank - on a Polaris resort - title to the property should not really be an issue...

Thank you.

 

 

Thread: Condado - New Purchase

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