03 May 2015 6:08 AM:

New at posting.  Read/surfed many a books/forums, and thought it was about time I started a profile.

Was so fed up last month, in sheer frustration I nearly considered buying a caravan at one of the sites.  Then my daughters boyfriend informs me that the one he passed on his travels looked a bit rough. 

I just tghought, pfft, he's trying to put me off....so that i'll buy the apartment.  HA, they two are in for a surprise, they're no getting to use the apartment!   Not until he gets a job.

He's recently recovered from caner, that and his low self esteem, and the bank of.. my daughter his mummy/daddy.

Anyways, enoughi blethering.  Sleepy time.

G'nite.

Thread: Ello

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03 May 2015 5:53 AM:

Many thanks for all your replies.  Suffering insomnia again!  Hubby's convinced am going thru the change of life.  Sighs.....

I've had a skim read and do will so again tomorrow when firing on all cyclinders.  Will take notes tomorrow tothanks.   Is ther/do you personally have a favourite brand/bank ?  Ones to avoid due to troubles etc.  What UK ID would I require with me to open the bank account?  What about Euros banker draft?  should the bank/property be in both husbands/wifes name, or just the one of us.  Does it matter?

There's so much inforamtion online, and it's taken a while to read all sorts of stuff, and this post is why it can be such a mind F*c*.   One says yes, another says no.  haha. :-).  Chasing thoughts on stuff i've read, I remember saying to myself, hhhmmm mind ask about that. 

There's a few properties....where, you can tell from the images, it looks like Spanish residents.  What concerned me about considering any of those proerties, after reading topics similar to......what if, it's been a lovely ole lady , lived there all her life, and has been evicted.  The community as a whole....do they take their anger out on the purchaser ?  The topic I read, the user, he'd been quoted 5k for community fees.  What about the risk of squatters?  Certificate of habitation, does that apply for holiday homes.   Is that old news/stuff i've read.

Cyber hugs/kisses

 

 

 

This message was last edited by cocobean on 03/05/2015.
Thread: Buying property cash

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01 May 2015 9:09 AM:

Is there any rules different when buying an apartment in Spain, cash purchase.?  I've read up on this stuff for a long time, but, the plans have changed and we're going to buy outright.  A small flat, 2 bedrooms, no more than 65k.  Prefer closer to the beach, as we both suffer health problems. For us the family to use for holidays only.  No intentions of selling it, no intentions in renting it, and will go to daughter when we vacate the planet.

We've been going to Benidorm for 10+ years, decided to buy.  Saw few apartments on ideal/fotoca....We're going the end of May and back again in June. 

Aware of yearly costs/tax reduced purchase price. Got a few checklists etc, but what about finding a good Abogado/lawyer?  Is there a reccomended list ?   One estate agent via fotocas replied to an email saying we only need our passports to buy property in cash.  

QUOTE - If you doesn´t need mortagage, only it´s necesary your passport.
When you buy in Spain,with the contract of the property, you go to the police to get the NIE,identity for foreigners and open an account in a Spanish bank. - " end quote.

Been up all night insomnic, apologies for lack of info. 

 

This message was last edited by cocobean on 01/05/2015.
Thread: Buying property cash

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