28 Feb 2020 9:16 PM:

Thank you everyone:) It's been a while.

I am now a resident in Spain since June 2019 and am currently back on the DT/CP trail.

It would appear that if I do not receive the Spanish Personal Allowance, (the UK  PA will apply to my CP), and I understand that I don't, unfortunately I am going to be worse off by about £410.00 per annum. Not a huge amount but then the total of both pensions is not a great amount. 

Not a lot that I can do about it, but doesn't seem fair :(

 

 

 

Thread: UK CROWN PENSION TO BE DECLARED IN SPAIN THIS YEAR

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31 Oct 2018 2:18 PM:

Sorry for the delay in thanking you for your reply, Johnzx.

Still not sure if, after calculating the % that you're to be taxed at in Spain, as previously outlined, you apply this % to the total income figure of SP and CP, less your Spanish Taxable Allowance or not. 

Does anyone know? 

 

Thread: UK CROWN PENSION TO BE DECLARED IN SPAIN THIS YEAR

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13 Aug 2018 12:01 AM:

Thanks to all the very helpful comments on the DT and Crown Pensions. I think I am finally getting my head round this. Deliberating whether or not to apply for Residencia so important to know how this would affect me financially. Only one tiny point I need to clarify and I'd be very much obliged if anyone could confirm. I understamd the method the Hacienda use to calculate your tax in Spain. However when using the marginal rate tax calculated, I take it this is on the whole Spanish Tax Income withour any Personal Allowance?

TIA

Thread: UK CROWN PENSION TO BE DECLARED IN SPAIN THIS YEAR

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04 Sep 2017 1:12 PM:

Thank you

 I would really appreciate a copy of the draft letter 

Have sent you a pm and a copy of the Cuadrpo de Amortizicion

 

This message was last edited by annmc on 07/09/2017.
Thread: Spanish Bank - Judgement of the Supreme Court - December 2015 - minimum exchange rate clause

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03 Sep 2017 2:18 PM:

The frustrating thing about all of this is that the floor clause is nowhere to be found in the mortgage papers/deeds and yet Unicaja have just applied the terms of it anyway. 

 

How would you know if you had the floor clause if it;s not in your mortgage papers/deeds, please?

Thread: Spanish Bank - Judgement of the Supreme Court - December 2015 - minimum exchange rate clause

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