25 Jul 2008 11:18 AM:

We also ended up getting a mortgage from the builder, though that was partly due to my having recently gone self-employed and the solicitor advised that this would simplify the process, which it did.

I am actually a mortgage advisor based in the UK and I even went for a mortgage with a Spanish bank partly due to employment reasons as previously mentioned, but also due to the fact that a lot of the UK banks are only just going into the Spanish market and therefore seem to want a real excess of information, what you had for breakfast, what size shoes you wear!!  Only joking, but we did find it simplified matters.

I did arrange a mortgage for a client recently with Banco Halifax Hispania though and that went through quite easily even though it was for over a million Euros so the UK banks are starting to get their act together.

Good luck & i'm sure it will be worth it in the end.       

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02 Jun 2008 4:30 PM:

We also completed last August and have only just got confirmation that our snagging has been completed, though we havent checked it yet.  We ended up getting out solicitor to also chase (fortunately no charge from her) though I think it was just persistence and luck.

Good luck

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14 May 2008 12:00 AM:

HI All

We completed Aug 07 and have still been fighting to get our snags corrected.  The two main ones were that the air con was not working properly (apparently now fixed) and the fact that there was no window/extractor fan/ventilation in our small bathroom.  We have a 2 bed apartment and would love to hear from any other owners of the same type of property as to whether or not they have adequate ventilation in their apartments.  I can believe that a bathroom would be built without any  ventilation whatsoever, surely this would lead to damp problems??

Kind regards

Community thread: 17 and 18, we want to move to spain, help!?

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19 Dec 2007 9:56 AM:

I dont know whether 'in bed with' is the right phrase but they certainly seem to be dictated by them.  However, I wish ours had been delayed as we are paying a mortgage on an apartment that neither us or anyone else can stay in due to the faults in sanitation, not to mention the aircon.

So, I would see it as a bonus that you hadnt completed yet, but do ensure that you go over a do a snagging list prior to completion, as once you have completed there isnt any incentive to do the jobs as you have paid your money. 

 

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18 Dec 2007 11:04 AM:

Yes, we did complete in August but rather stupidly (due to personal circumstances) couldnt get over beforehand to do any snagging, but thought that as Keymare are such a reputable company this would not incur any major problems.  Anyway, partly due to the fact that we are in the UK and therefore our requests are mainly by email or occasionally phone, we were getting ignored. 

We have only been advised last week that some of the snagging has been done and due to the fact that there are hygiene issues (toilets overflowing/not flushing properly and baths not draining) we opted to stay elsewhere as we had already booked the flights, obviously in anticipation of staying in our apartment after the works had been done.   Incidentally, we have still not been advised that the aircon is working correctly, it wasnt remotely cold in August when we were there.

My advise would be, if possible, to not complete until all snagging has been sorted out, as I believe money talks and I am sure the snagging would have been done earlier if we hadnt already paid for the property. 

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