07 Feb 2026 8:46 PM:

Thank you again Maria, for your time in responding.

Thread: Gift tax (Andalucia)

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07 Feb 2026 5:44 PM:

Hello Maria,

A follow-up question, if I may:

You mentioned that "With joint accounts, the Spanish tax authority often presumes 50/50 ownership unless you can prove a different split (e.g., evidence the funds were entirely the father’s from the house sale).

In this case, all the funds (£150,000) came from the father's house sale. The father also receives on a monthly basis all the interest made on the funds.

With the above in mind, during the time the father is alive, does the son have to declare anything in his yearly Spanish tax return?

Thank you once again for your advice.

Thread: Gift tax (Andalucia)

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30 Jan 2026 11:20 AM:

Thank you for your response Maria. It is appreciated :)

Thread: Gift tax (Andalucia)

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28 Jan 2026 7:48 PM:

Hello,

I have a question about Spanish tax for a joint bank account in the UK. Here are the details:

Father sells his house in the UK and puts the sale proceeds (£150,000) into a UK joint savings account with his son. The father lives in the UK but the son lives in Andalucia and is a Spanish tax resident. The father dies and the money in the UK joint account passes to the surviving owner (son) through the right of survivorship. 

Would this money (£100,000) be considered as an inheritance from the deceased father? Would the son be exempt from paying Spanish tax as the current exemption is up to €1 million?

THANK YOU IN ADVANCE FOR ANY ADVICE.

Thread: Gift tax (Andalucia)

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