JulieW's latest forum comments

29 Nov 2012 5:40 PM:

Remember Capital Gains tax on properties bought before January 2013 will be reduced by up to 50% no matter when you sell in the future. Purchase tax discount of 50% on new houses ends in January 2013. Purchase tax will increase by 2% in January 2013. Buy your bargain property now and save 1000s of euros in taxes. For a 395,000 purchase now and sold in 10 years this could save you over 140,000 euros before indexation.

Thread: Capital Gains tax

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27 Mar 2012 1:09 PM:

Thanks for that a good idea.

Thread: HOTEL KEY CARDS

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27 Mar 2012 12:00 AM:

Hotel Key Cards--Have any of you heard of this?

Always take a small fridge magnet on your

holiday, they come in handy at the end of it.
Thought you all needed to know this

This is pretty good info. Never even thought

about key cards containing anything other

than an access code for the room!

HOTEL KEY CARDS

Ever wonder what is on your magnetic key

card?

Answer:
a. Customer's name
B. Customer's partial home address
c. Hotel room number
d. Check-in date and out dates
e. Customer's credit card number and expiration date!

When you turn them in to the front desk your

personal information is there for any employee

to access by simply scanning the card in the

hotel scanner. An employee can take a hand full

of cards home and using a scanning device, access

the information onto a laptop computer and go

shopping at your expense.

Simply put, hotels do not erase the information

on these cards until an employee reissues the

card to the next hotel guest. At that time, the

new guest's information is electronically 'over-

written' on the card and the previous guest's

information is erased in the overwriting process.

But until the card is rewritten for the next guest,

it usually is kept in a drawer at the front desk

with YOUR INFORMATION ON IT!

The bottom line is: Keep the cards, take them

home with you, or destroy them. NEVER leave them

behind in the room or room wastebasket, and

NEVER turn them into the front desk when you

check out of a room. They will not charge you for the card

(it's illegal) and you'll be sure you are not leaving

a lot of valuable personal information on it that could

be easily lifted off with any simple scanning device

card reader.

For the same reason, if you arrive at the airport and

discover you still have the card key in your pocket,

do not toss it in an airport trash basket. Take it home

and destroy it by cutting it up, especially through the

electronic information strip!

If you have a small magnet,

pass it across the magnetic

strip several times. Then try it in the door, it will not

work. It erases everything on the card.

Thread: HOTEL KEY CARDS

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18 Feb 2012 12:00 AM:

This could easily happen

Not all thieves are stupid.

This gives us something to think about with all our new electronic technology.

GPS
A couple of weeks ago a friend told me that someone she knew had their car broken into while they were at a football game. Their car was parked on the green which was adjacent to the football stadium and specially allotted to football fans. Things stolen from the car included a garage door remote control, some money and a GPS which had been prominently mounted on the dashboard.
When the victims got home, they found that their house had been ransacked and just about everything worth anything had been stolen. The thieves had used the GPS to guide them to the house. They then used the garage remote control to open the garage door and gain entry to the house. The thieves knew the owners were at the football game, they knew what time the game was scheduled to finish and so they knew how much time they had to clean out the house. It would appear that they had brought a truck to empty the house of its contents.

Something to consider if you have a GPS - don't put your home address in it.. Put a nearby address (like a store or gas station) so you can still find your way home if you need to, but no one else would know where you live if your GPS were stolen.

MOBILE PHONES
I never thought of this.......

This lady has now changed her habit of how she lists her names on her mobile phone after her handbag was stolen. Her handbag, which contained her cell phone, credit card, wallet... Etc...was stolen.
20 minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says 'I received your text asking about our Pin number and I've replied a little while ago.' When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen cell phone to text 'hubby' in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.

Moral of the lesson:
Do not disclose the relationship between you and the people in your contact list.

Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc....

And very importantly, when sensitive info is being asked through texts, CONFIRM by calling back.

Also, when you're being texted by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them. If you don't reach them, be very careful about going places to meet 'family and friends' who text you..

*PLEASE PASS THIS ON
* I never thought about the above!
As of now, I no longer have 'home' listed on my cell phone.

Thread: Not all thieves are stupid

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17 Feb 2012 12:00 AM:

Saw this in the Olive Press

WITH an abundance of celebrity-endorsed diets doing the rounds at this time of year, it can be difficult to sort fact from fiction.

But although diet trends come and go, obesity remains a real problem having more than doubled since 1980, according to the World Health Organisation.

It has been no exception in Spain, so the arrival of the Cambridge Weight Plan – which originated from obesity research at Cambridge University in the 1960s – is excellent news.

Already available in 20 countries, Cambridge 800, as it is being branded in Spain, will offer its clients four flexible weight-loss programmes and a long-term weight management plan.

Launched from its base in Mijas, the company is recruiting a team of skilled individuals to market the product around the country.

At the product’s launch at the Don Pepe hotel in Marbella last week, Britain’s trade ambassador in Andalucia Joe Cooper described the company as ‘groundbreaking’.

He said: “This is a positive and exciting arrival. I am sure it will do very well.”

The company’s manager in Spain, Sarah Hawes, said: “Cambridge has been operating for over 27 years around the world, so we are very excited about our arrival in Spain.

“We have a long history of weight loss success based on our unique model of one-to-one support and this is exactly what we will be using in Spain.

“We already have a number of trained consultants working with customers and we are hoping that as more people discover Cambridge, they too will be interested in working with us.”

More than 25 million people have used the diet since its commercial launch in 1980, with 45,000 people in the UK now using the products every day.

Customers can only buy products from accredited independent consultants, who also offer one-to-one advice and support.

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