28 Nov 2013 9:38 PM:

This is one of the main reasons we are not moving to Spain.. This very unfair Inheritance Tax the Spanish have, effective double dipping.. In the UK as well as in Canada where I presently reside any Inheritance is taxed (as the norm everywhere) upon death on the estate, taxes owed, capital gains (from sale of stocks etc) are paid.. The benerficeries then are given the settlement from the will and no further liabilities are incurred, if you live in Spain this is now classed as 'income' and you are taxed on your portion of the estate.

 

Thread: UK inheritance tax

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23 Nov 2013 10:07 PM:

Thank you Bobaol & Nigel for your very useful contributions..

Omarell, what can I say.... I think that bobaol sums it up quite nicely!!

The North American tipping culture IS out of control, based on expectation NOT service, but that is a topic for a different thread !!

Thread: British Couple, Currently living in Canada ~ Healthcare options in Spain ??

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23 Nov 2013 4:09 AM:

We are a British couple in our 50's who for the past 24 years have lived & worked in Canada. We want to move to Spain but are concerned about 'affordable' access to healthcare. We are reluctant to take out expensive private policies and would prefer to somehow get onto the Spanish system. We are not 'freeloaders' and do expect to pay, here in Canada we have what is called MSP (Medical Services Premium) where each month $120 is taken by direct debit from our bank account..

My husband is fit and healthy however he has had a couple of bouts of illness in the past, including idiopathic DVT and Pulmonary Embolisms so his 'pre-existing' conditions would make private insurance unaffordable for us.

Initially I considered applying to be 'Self Employed' and paying the automatic Euros 250 a month which I understand would allow access to healthcare.

We also considered 're-patriating' ourselves to the UK first. We have considered spending 2 blocks of 3 months in Spain and continue to pay into the Medical Services Plan in Canada, taking out 'Travel insurance' when in Spain.. Ultimately we would like to reside Full Time in Spain and hope that someone on this forum has the best solution for our circumstances.

I noticed that there is a thread titled  "New Healthcare Option for Those Without Cover"  where it mentions that the Spanish government recently announced Healthcare Reform measures, a public health insurance scheme through which those who don‘t have access to state-provided healthcare can pay a monthly fee to get cover. . The announced basic monthly fee will be 60€ for the under 65s and 157€ for those aged 65 or over.

Would this be for just EU or also for those that move to Spain from countries outside the EU ?

Thanks for your help

 

This message was last edited by GoldenLight on 23/11/2013.
Thread: British Couple, Currently living in Canada ~ Healthcare options in Spain ??

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