11 Feb 2015 11:27 PM:

Ahh After 7 months wait the bank have said they can no longer offer us 110% mortgage. We have not been given a reason as to why yet but we are pretty sure that it is not our finances that is the problem.

The bank have told us that we can have 100% and that we can make up 12,000 euros now. Obviosly this eats into the money set aside for setting the place up.

Is anyone out there experiencing the same thing and what have you done about it?

many thanks

Community thread: not accepted for 110% mortgage: help

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09 Feb 2015 12:00 PM:

Hi all

I am both comforted and sorry to see that there are people in the same situation as us. I do know of some people who have got their deposits back and even one couple who got theirs back but still went on to buy. THe only bonus is all the time we don't own them we are not paying a mortgage but it would be nice to have it up and running for the summer. Property prices are on the rise so we do have to consider whether to move our money elsewhere before we can't afford anything. 

Good luck to you all. Please keep posting when you do get approved . Many thanks 

 finding

 

Community thread: Will my mortgage ever be approved

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04 Feb 2015 5:07 PM:

Dear Paul. Thank you for your encouragement. I wonder did you get a survey or see the survey that the bank had done before you completed. We asked to see this and they all responded as if we were mental. In the uk it is mental to buy a property without seeing a survey.

Community thread: Will my mortgage ever be approved

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27 Jan 2015 12:58 PM:

Thank you to everyone who has responded to this thread or  sent a private message to me for your support and offers of help. I hope all in the queue at the bank get their dreams fulfilled eventually.

 

Community thread: Will my mortgage ever be approved

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21 Jan 2015 8:23 PM:

Hi all

we came on an inspection trip in Easter last year and put down a deposit in June on a 110% finance deal. To this day we are still awaiting our mortgage approval. Are we being conned? Will it ever happen. Is there anyone else our there waiting or just recently approved in the same sort of timescale. Has anybody ever got their deposit back? Has anyone hot any advice on how we can move things forward.

any advice greatly recieved.

thanks

 

 

Community thread: Will my mortgage ever be approved

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