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06 Mar 2008 11:34 AM:

Dear All

Ive got a copy of this document which was signed on the 30th January, It is a stamped and signed certificate declaring the build complete and along with the building licence, first occupation certificate, ten year insurance enable the escrutura to be signed on completion date by the notary.

CERTIFICADO FINAL DE OBRA: The architect's certificate that the construction had been finished in compliance with building regulations

If you want to send me your email addresses i will forward on to you, no need for John i have yours and will send copy today.

Hope it helps you all.  

Nick 



Community thread: UK Paramedic

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21 Feb 2008 8:50 PM:

Dear All

Noted all the comments over the last few days and just thought i'd add our bit, contacted our solicitor who emailed me today confirming, she has got the 10 year building insurance, the registration of new build and the final building certificate, the only thing outstanding is the certificate of habitacion, she says its common for buildings to be signed over before this arrives and told me not to worry. She has confirmed a completion date for us of 13th March.

She said if it was a major problem the notary would not allow us to sign the deeds but those of you with Spanish mortgages obviously have to take the banks interest into consideration.    

According to Handy Andy, (who's mum and dad live on phase II) who we spoke to last week, they were only just coming off builders supply. Does this not seem then this is the norm over there, another one for Howard perhaps who has been very helpful in the past with our questions?.   

At the end of the day its in the builders interest to get this certificate sorted or we all get our utilities gratis courtesy of the builder until he does.

Might be jumping in the deep end but as of today and what we been told we are going for it.

Nick     



Community thread: UK Paramedic

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30 Jan 2008 4:56 PM:

Howard & John This web link very good and clarifies a few issues. Rgds Nick http://www.schofields.ltd.uk/spanish_property_insurance/spanish_property_insurance.htm

Community thread: UK Paramedic

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29 Jan 2008 1:47 PM:

John I thought we are responsible for our own apartments and then take out a collective cover for the common areas and public liability in case anyone hurts themself or a passing member of the public gets hit by a roofing tile. Howards take on this would be great. Cheers Nick

Community thread: UK Paramedic

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28 Jan 2008 9:58 PM:

Hi All

Don't know if anyone interested but thought id share this, ive been looking at Insurance quotes for our home and found a very good product from Hiscox which is a good company, website easy to use and very compettive. To give you an idea you can insure buildings and contents cover including accidental damage, it pays rebuild value which is always less than market value and new for old on contents, the contents limit they give as standard is £5,000 but you can pick yourself. I put in £60,000 for the building, £5,000 for contents and they give you £500 for outside furniture. Minimum excess is £100 but you can pick your own. Price i got back was £124 for an annual Policy, just over a tenner a month.

Website link is  https://overseashomes.hiscox.co.uk/?google1&rw.cm=Google,PPC,houses+abroad+insurance 

Tried a few others online and used some contacts and no one as good as this. 

Regards

Nick



Community thread: UK Paramedic

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