14 Jan 2017 9:33 AM:

Hi,

It is almost impossible to remortgage your property in Spain.

There are only 2 Banks who would consider and only for "divorse" cases, one of which is La Caixa Bank.

I would get back to them and ask for a breakdown of cost. I am guessing that it is partly for Mortagage Tax or Property Tax which you might have to pay again if the ownership is changing. I am not an expert on property law but it seems a lot.

Usually Banks charge a fee of about 1-2% of the mortagage amount.

Good Luck

Thread: Remortgaging a property in Spain - advice please

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