25 Feb 2023 6:36 PM:

Openbank, which is Santander's online bank. There are no bank charges because everything is done through an app on your phone or laptop. We have been with them for 4 years and no bank charges. The app has a lot of functionalities in order to manage your finances. I either email or whatsapp them if I have any questions.

Thread: Spanish Banks??!!

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19 Feb 2021 9:25 AM:

jackt - Can I just point out that Spanish bank accounts are designed for Spanish people and not for British immigrants to Spain therefore to the Spanish people they are not rip off. I 

At one point when I was an immigrant to the UK, I thought the British bank accounts were not good compared to the country I came from.

If you meet certain conditions for various Spanish bank accounts then you will find they do not inccur charges but most British immigrants in Spain do not meet these conditions. We did our research like you have done and found Openbank to offer us the most functionality & variety of options (eg. investment tool, discounts on purchases, competitions etc)

If you read the N26 account conditions you will find that you can't do much with the free account (eg. limited atm withdrawals per month), check the comparison function on the their website of what the various accounts they offer in order to see just how little you get.

 

Thread: Bank Charges

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16 Feb 2021 9:23 AM:

Hi nicbax

We have not transferred money directly from the UK to Openbank, we have always done it via Revolut as we get a better exchange rate and no fees. (below the value of €6000.00 per month)

I can only assume that post brexit there will be fees for transfers from UK direct to Spain.

 

This message was last edited by neatrees on 16/02/2021.
Thread: Bank Charges

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13 Feb 2021 4:09 PM:

There is a online only bank called OpenBank (part of Santander). I do all my banking via an app on my phone or via my laptop. There are no charges. 

You get one free debit card with the account which we haved used not only in Spain but without charge in the rest of the EU euro areas to make payments.

You can use Santander ATMs for cash withdrawals free of charge.

We are happy with the service we have received, even goit some issues sorted via whatsapp in english.

https://www.openbank.es/en

 

This message was last edited by neatrees on 13/02/2021.
Thread: Bank Charges

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01 Jun 2018 1:30 PM:

Look to get an ACSI camping card for cheap off season picth fees from €11 to €19.

If you are looking to do off grid (wild) camping (not hooked up to electricity) then get a motorhome with a solar panel (100watt).

If you do wild camping, make sure that it is legal to camp where you are. Sometimes you only know you are in trouble when a fine arrives in the post.

Get a refillable gas cylinder with adaptors as it is cheaper to refill than exchange a cylinder also calor is not used in Europe.

 

Thread: motor home

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