27 Feb 2012 18:03:

Agree you need pretty good legal advice. e.g. what about shifting UK assets to a spouse for safety?

I'm sure I read a similar post a while ago, if you don't pay  they repossess then sell on at a rediculously low price, pay off a smaller part of the mortgage and you are still liable for the rest which will be larger than if you sold privately.

With this difference and rates being low perhaps this will encourage you to hang on a bit to see how things go in Euroland.

I'm sure you would be chased in the UK, after all our factor is looking to chase people in UK for not paying community fees.  

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19 Jun 2010 11:55:

EOS advertises gambling so assume this is sort of allowed, but as normal (do/read at your own risk!)

With the way England are playing it is worth covering your disappointment by putting a free bet on a draw which I've done on the last two games (pays for the beer to numb t he pain).

Anyway, not recommending gambling (it's a mugs game) but if you can play for free, bet on all outcomes and then walk away with some money then how about this.

888.com, 188bet.com and betfair are all offering to return your stake if you lose so several free bet of £25 or £20. So place on all outcomes of one game and you should win something. Betfair also gives £40 quidco.

Paddypower give £10 freebet and £20 quidco and Eurosportbet for a £10 bet gives £20 so you can they use £15 of this profit at WilliamHill to get another £30 of free bets on £10 deposit and ladbrokes give £20 freebets on £5 deposit. Again use 3 different companies bets to cover a WL or Draw so you can't lose. Need to be different companies as they won't let you use all your freebets to cover one game.

Again play at your own risk....cover all outcomes so your no risk and not really gambling...then walk away with some beer money.
 

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Tuesday, March 24, 2009:

Hello,  

     finally we have had our six month mortgage review and the rate has dropped from 6.1% to 4.5%, good news but I think it should be lower, so does this sound right.

CAM bank are basing the mortgage rate on the 6m Euribor + 1.1%, this is being recalculated two months before the change on Feb 28th, this means Dec 28th 2008 is the rate they should use. 

 According to Euribor website the rate around Dec 28th should be around 3.016% so +1.1% makes this around 4.16%, around a 10% saving.

Any thoughts on this?

- Should all banks use the Euribor or do they have there own tables that may be higher/lower?
- Why do a 6 month review based on the rate 2 months prior?

Regards

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