Charges for using your card abroad

If you have a Cash Card you will be able to use your Card at Cash Machines in the United Kingdom where the Link symbol is displayed and at Cash Machines around the world wherever the VISA/PLUS symbol is displayed. If we have issued you with a VISA debit card, you can also use your Card to buy goods and services around the world where the VISA symbol is displayed. If you use the Card outside the United Kingdom each transaction will be converted into sterling using the exchange rate applying when it is processed by VISA.

A 2.75% handling fee  and any VISA processing fees will be applied at the time of conversion and will be charged to your account (this applies to both foreign cash machine and foreign debit transactions).

An account charge of £2 for foreign ATM transactions and £1.25 for foreign debit transactions will also be charged to the Account after each transaction.