01 Jul 2008 2:15 PM:

You have to pursue the solicitor.  At the end of the day, I assume this is who you paid the money.  Maybe Maria deCastro can help?

Kev 

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02 Apr 2008 8:58 PM:

Is there anything that can be done retrospective with regards to "black money" as I was "hit" when I purchased in 2005.  I didn't know about "black money" at the time.  I was even "hit" with my mortgage payments.  I was supposed to have 1 years fixed rate.  This is even in my deeds documentation ~ escritura etc.  After 6 months the bank increased the payments.  When I queried it, the bank said my lawyer had made a mistake as they don't offer a fixed rate.  I showed them my notarised documents and they still insisted there was a mistake.  I could never get hold of my lawyer and as I used my property for vacation purposes it was difficult to contact them. 

So, if black money is illegal is there anything I can do about my purchase ?  It was purchased off plan, so I can now see the connection my lawyer had with the developer.

Kev

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Monday, March 31, 2008:

Hi,

Can anyone recommend a fiscal representitive in the area ~ Rojales / Quesada.  I am late paying my 2007 taxes so does anyone know the "consequence"?  Is there a fine and how much.  What info will the representitive require as I am in the UK.  How is it worked put anyway so I can check.

My solicitor charges around 100 euros for tax submissions but she messed up last time and overcharged me.  I then ended up having a refund which I still haven't received from them as I think they want me to use them again....No way.

Thanks in anticipation....

Kev

 

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19 Feb 2008 8:48 PM:

Thanks for the info.  I have tried to encourage him to rent out his property but we have both experienced a "dodgy" service with a local Property Rental Company.  I only let mine to friends and family but my friend says he wants to "cut his ties" !

If his property sold at the public auction for less than he owed on the mortgage would he be responsible for any difference? So is it a matter of him walking into the bank and giving the keys back ?  What about any CGT and Suma charges etc?

Talking of rental...does anyone have any advice also.

Many thanks,

Kev

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Monday, February 18, 2008:

Hi,

Does anyone know what would happen within the Spanish legal system with regards to handing back a property to the mortgage lender.  My friend on the same development as me in the Costa Blanca is hitting hard times and is going through a divorce and simply cannot make the mortgage payments.  I think  the weakness of the euro against the pound doesn't help when he does his monthly transfers from the UK.  He asked me if I knew what the outcome would be if he "handed the property back" to the bank.  He has a 20 percent stake (deposit on purchase) which I assume he would lose.  Tricky one this...but interesting.  As a non resident, does anyone know if this would be an option for him?  Whatever the outcome, don't tell his wife.!

Regards,

Kev

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