Bank charges

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22 Mar 2009 12:00 AM by strewth Star rating in Spain. 195 forum posts Send private message

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Does anybody else out there experience the same problem as me? My bank just makes a deduction from my account whenever the fancy takes them and calls it commision, commision for what? They do naff all on my behalf. Anyone out there recommend an alternative?



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22 Mar 2009 10:56 AM by strewth Star rating in Spain. 195 forum posts Send private message

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Or even commission.



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22 Mar 2009 12:15 PM by davidg Star rating. 247 forum posts Send private message

Hi Colin

We originally had an account with Solbank & they did exactly the same. We have now opened an account with Halifax in Los Alcazares who just charge one annual fee (which I can't remember how much it is off hand). There are no additional charges for every transaction which goes through & we have now opened a UK Halifax account & we can transfer money across on the same day with no fees at all.

Our friends had an account with Caja Murcia & their charges were worse than Sol bank.

Thank goodness for free banking in the UK (at the moment, but that looks like it could change !!)




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22 Mar 2009 3:35 PM by Jontymellor Star rating in Warrington & Cabo R.... 144 forum posts Send private message

I have the Halifax UK & Spain accounts if you use the Easycase UK account you can telephone banking money to the Halifax extra acount in spain, and if you move £2k to £3k you will get buisness rate minus .02e.per £.

there is a 25e yearly charge, you have to watch what card machines you use, so as to get free access to your money, I have also a mortgage with Banco Popular, so when I transfer monies I get charged 0.2%, as the Los Alcazares Halifax is in a different towe to the Cabo Roig Banco popular, I will move my halifax account to Playa Faminca then they will both be near each other and the charge goes down to 0.08%,

Services DD transfers have no charge.

 

Jont



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20 Apr 2009 1:30 PM by steve&carol Star rating in Hayling Island. 33 forum posts Send private message

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We bank with Bank Inter and their monthly fee of 15 euros seems pretty high. 

It was one which MASA recommended but now think a change is on the cards. 

Am going to go down to Halifax in Los Alcazares next time we are over and enquire.  Thats for the post.



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20 Apr 2009 4:35 PM by strewth Star rating in Spain. 195 forum posts Send private message

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Hi Steve and Carol

15 euros a month is extortionate. I bank at Cajamurcia and I recently voiced my concerns in a posting on this site about deductions made from my account without notice and labelled commissions. To be absolutley fair to the bank, I complained to them about these deductions and they were refunded. Consequently, they have renewed my faith in them and I will continue to bank there for the forseeable future.

Regards.

Colin.



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