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Vivo en... London & Co.Mayo Ireland

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25 Mar 2012 00:53:

Couldn't agree with you more Bri regarding the strikes over pensions. It makes my blood boil. My mother worked for nearly 30 years for a local council in London. When she retired she got 18 pence a week for getting up at 5am every morning. She had been put onto the married womans stamp when she had me and my brothers but when she returned to work, they never put her back onto her normal contributions. She was paying more out in union subs. When she asked the union for help, did she get any. NO. They are cr*p. Too busy sorting themselves out with the best jobs etc. I saw the same thing when I worked in the post office for 12 years. I am a due a pension of £ 50 a week. Can I go on strike, NO. I am self employed. Next week my boys teacher is walking out on strike though. So I lose a days pay to look after him, even though it is me, the private sector that is paying for his gold plated pension etc. They seem to think they are untouchable while the rest of us pay for it. They forget when these original pension formulas were calculated, people were living on average to their mid to late 60's. It is now much higher, so where do they expect this extra cash to come from. The country will be bankrupt. Take a look at the pension calculator they have on www.teachers.org.uk and see if your blood doesn't start to boil when you see the pensions they will be getting, even after any new regulations come in. Far better than my £ 2,500 a year to live on. Not bad for a job where they teach for 189 days a year. What are they doing the other 176 days. I suppose they will tell you they are marking homework. Maybe they should get a calculator out and figure out where this extra cash to pay their gold plated pensions is going to come from.




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27 Feb 2012 23:52:

It will help your credit score if you are able to reduce the number of credit cards you have. If this is not possible, reduce the credit limits on all of the them, as the banks see these limits as funds available to you, even though you may not need it. Get a copy of your credit file from Equifax and Experian, and remove anyone on your report who is no longer associated with you or any family member living at your household who may have debts that have nothing to do with you. You can send a letter that will go on your file to dispute anything that you are not happy with, and this will be attached to your report for future reference. The problem you have is a UK bank will not be happy about giving a loan on a prpoerty that is not in this country. Do you bank with Santander. You should maybe open a current account then when they see your income going into the account, maybe they might be able to do something with one of their Spanish branches. One thing you should never do though is if the banks ask for your UK property as security incase you are unable to keep up payments on your Spanish property, this is a big NO NO.

Hope this helps a bit.

 




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21 Feb 2012 09:09:

An English equivalent is www.mysupermarket.co.uk




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10 Feb 2012 11:26:

Couldn't have said it better myself !!




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21 Dec 2011 10:52:

My mistake regarding the currency. I had just got back from Tokyo and had the Yen on my brain. Just so everyone is correct, the Chinese currency is actually called the Renminbi not the Yuan. The word means " The People's Currency." Looks like they knew what the future will be. The units are called Yuans.




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