01 May 2013 15:02:
Is the owner UK or Spanish National?
There is no chance of the insurance company being interested, pursuing debts is a matter for the Community and its Administrator and should be determined each year t the AGM, either through UK courts via a UK collection agency or through the Spanish legal system via Procedimiento Monitorio.
Both are costly and certainly lengthy and if the owner has no other assets, the chances of recovery are slim especially if he is in negative equity as the bank will have first call on the property.
John is being a little harsh on the President but he should ensure action is put in place, John is also very lucky he does not have this problem which in many of the newer Communities is becoming a very worrying situation as services will eventually suffer.
Costs of recovery will eventually add up to over 1000 euros so the Community has to decide to write it off or pursue the debt taking into account the debtors assets, if any.
Any tenant has no official responsibility to cover debts but sod do pay rent directly to the Administator if the owner is willing, you can possibly deny use of some luxury facilities such as swimming pools or tennis courts etc.
Seek legal or Administrative advice urgently.
Thread: Old debts