22 Jul 2011 23:48:

Exactly Asterisks, which is why i always try to counter the negativity that is posted on here, for which I get accused of bullying and being offensive.....But I'm a big boy, I can stand up for myself...

Actually if people no longer post on here because they are fed up with the same people  repeating the same negative things ad nausium or should that be ads nausium?, then maybe the accusation of bullying could be made the other way...

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22 Jul 2011 20:10:

Ads

why am I not surprised to see you on here having a whinge.....this is a POSITIVE thread, can't you see that the majority of posters on this thread are sick and tired of your negativity and your lectures that we've all heard before.......this is why I use words like hijack in relation to the threads that you come on to...because that's exactly the perception that we have .

And do people object to Patricia's comments or  do you object to them I wonder?  I make her absolutely right.

In my block of 12 apartments, there were very few who used a solicitor and  I believe we were the only ones who had a Bank Guarantee. Yes of course people still get caught out even with those safeguards  as you have told us ad infinitum, but Patricia is only pointing out that you can increase your chances of a good result by taking all the steps she says..I can't understand why that offends...are we being a tiny bit precious here?

Oh and don't bother replying with another of your war & peace justifications, we were trying to maintain a positive thread here

And to all the people who have posted comments on here I apologise for interrupting "normal service", but it had to be done!...as you were :-)

 

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22 Jul 2011 10:35:

great thread!

We have owned our place for 3 years, had a couple of months delay on the build (March vs the expected January) and then our excellent solicitor (who I still use too), wouldn't let me complete for another month till all the paperwork was to his satisfaction, so we eventually completed in the april.

We get out as much as possible, do one weekend a month during winter - (you would be amazed at how much psychological good it does in the middle of an English january to know that we will soon be getting a couple of days of sunshine, meet up with our friends and visit our beautiful apartment), then have a couple of weeks at the beggining of summer and another at the end (avoiding July & August)...too hot, too crowded, too expensive, with a final week in November.

If all goes to plan this year we will visit 9 times. Total cost of flights c. £1500, which I think is really reasonable...I know people who pay that for 1 set of flights to Florida for the family

Most years, my daughter and her boyfriend go out for a week, as well

Not quite mortgage free yet, but the amount owing is only about 20% of my annual salary, so just waiting for  exchange rates to get to a decent level before I pay it off...although I may just get to a point whre I do it anyway...

So as El Alamillo says..not everyone has had a bad experience..but sometimetime, reading the threads on here you'd never know...

 

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22 Jul 2011 10:35:

great thread!

We have owned our place for 3 years, had a couple of months delay on the build (March vs the expected January) and then our excellent solicitor (who I still use too), wouldn't let me complete for another month till all the paperwork was to his satisfaction, so we eventually completed in the april.

We get out as much as possible, do one weekend a month during winter - (you would be amazed at how much psychological good it does in the middle of an English january to know that we will soon be getting a couple of days of sunshine, meet up with our friends and visit our beautiful apartment), then have a couple of weeks at the beggining of summer and another at the end (avoiding July & August)...too hot, too crowded, too expensive, with a final week in November.

If all goes to plan this year we will visit 9 times. Total cost of flights c. £1500, which I think is really reasonable...I know people who pay that for 1 set of flights to Florida for the family

Most years, my daughter and her boyfriend go out for a week, as well

Not quite mortgage free yet, but the amount owing is only about 20% of my annual salary, so just waiting for  exchange rates to get to a decent level before I pay it off...although I may just get to a point whre I do it anyway...

So as El Alamillo says..not everyone has had a bad experience..but sometimetime, reading the threads on here you'd never know...

 

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21 Jul 2011 17:51:

 The content of the two threads is almost identical... did you really need to start 2 threads ? or are you going to start one for every bank / developer that signs up? COuldn't you do a paragraph about the Generic Guarantee and then add to it for each pair of signatories?

Banco Santander signed with 3 Molinos a Generic Guarantee in which the Bank commited to provide individual guarantees to the purchasers, and even a few purchasers got an individual guarantee, but those purchasers whose property wasn't completed in time and don't hold an individual guarantee are entitled now to claim for the refund of the deposit plus legal interest to the Bank.

The office of Banesto Bank in Orihuela signed with Castalla International (San Antonio Group) a Generic Guarantee in which the Bank commited to provide individual guarantees to the purchasers. So any purchaser whose property is not being completed in time is entitled now to claim for the refund of his deposit plus legal interest to the Bank, even without an individual bank guarantee.

 

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