30 May 2009 12:11 PM:

 HI guys, can anybody explain something about my Cam bank mortgage for me.  Our month 7 payment came out on the 27th of May showing a new rate of 3.32%.  In other words we have just finished the first 6 months fixed payments which were at 6.47% but our paperwork shows that we should have a fixed rate from month 7 for 4 years at 4.97%.  This seemed like good news but on the 28th of May a payment was taken from our account and is listed as Cam P. Deriv .  Does anybody know is this related to the mortgage, is it related to the difference in the percentage rates (although it would make the mortgage over 7%) or what the hell is it????

Would appreciate very much any explanations!!

Thread: CAM bank calculation of Mortgage rate are the incorrect?

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08 Apr 2009 3:51 PM:

 Hi Elaine, For buying bedding and stuff, we found that it was very reasonable at one of the local markets and you could get everything you need, blankets, sheets, towels, tea towels etc.  With regard to buying a tv keep an eye on Carrefour -they have really good deals - we got a 42" plasma with all bells and whistles earlier in the year for €299.00 so keep your eyes open there!!  We got over the Ryanair weight restrictions by bringing very little clothes in carry on cases and checked in cases to the max weight allowed! Good luck in your new apartment.

Thread: best place to shop

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22 Oct 2008 9:32 PM:

Thank you so much Justin and Roberto. I'll get checking for some private clinics. She will need to have the result so she can ring her clinic in Dublin to advise her what dosage to take so I guess the best route would be the private one. Thanks again guys - appreciate the help. xx

Thread: WARFARIN BLOOD TESTING

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22 Oct 2008 12:00 AM:

Hi wonder can anyone help me with a query. We are completing on our property in Orihuela Costa next week (Woohoo!!) and my mum is coming over for the week. Her doctor in Dublin has told her that she must get her Warfarin checked during this time. Can anyone tell me if it is easier to go to a private clinic or to the hospital - whichever is the less hassle for her. I am very new on this board but have learned so much over the past year here!!

Thread: WARFARIN BLOOD TESTING

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05 Jun 2008 5:35 PM:

hi Pat & Mike, Welcome to EOS. I have found it to be such a help and so informative. We are currently buying off plan in Zeniamar in Punta Prima which is about 7km outside Torrevieja. Like you I researched and researched for about 2 years before making a decision on an area but it ticked all the boxes. The urbanisation is fantastic, and the properties come fully furnished etc. and are completely turn key. They even turn down the sheets (which they supply) when you go to collect your keys. So far we have had nothing but satisfaction about this and it is all going very smoothly. We love the area and have a huge range of restaurants within walking distance. There is a beach about 15 mins walk away and at least three others about 10 mins drive away. It is just far enough away from the major hustle and bustle to be peaceful and tranquil but just close enough to enjoy it all. A short 10 min drive takes you into Torrevieja to the nightly market stalls and a relaxing stroll down the coast and somewhere to sit and enjoy an icecream and people watch. Torrevieja looks a bit scruffy but has a lot to offer. On a Saturday morning we are a 10 minute walk away from the Playa Flamenca street market which lasts from 9am to about 1pm and is a very enjoyable "bargain" visit. I could wax lyrical about the area forever, unfortunately we're not in a position to move there but some day!! We had researched Vera and Palomares in Vera but the area doesn't have the choice or amount of amenities that Punta Prima/Playa Flamenca has to offer. We also looked at Mazarron but again we found the same problem. The properties were cheaper but you get what you pay for. Also the areas were very very expensive compared to Punta Prima and Playa Flamenca in relation to restaurants and bars. No harm checking it out. I only have positive things to say about it - I wish you all the luck in the world in finding your little piece of heaven in Espana.

Thread: Help! Apartment needed before completion.

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