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Thursday, August 23, 2007
goloka
Parcela
I've made 1 posts
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i have been with solbank for 3yrs or so and want to remortgage my apartment for a cheaper rate.It is currently 5. 3%. I have found solbank slow to deal with and they make charges for all sorts of minor transactions. They tell me that there will be an exit fee of 1% if i leave them- i cannot see that in any initial mortgage documents..
Does anyone know of any good re mortgage deals , preferably free of initial charges , good rate and interest only???
thanks sanjay
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23 Aug 2007 8:59 AM
johnone
Adosado
I'm in La Reserva de Marbella
I've made 244 posts
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Hi Sanjay
Welcome to the forum
contact patrick@marbellamortages.com he is the best in the business
0034 617 013 158
Regrds John
This message was last edited by johnone on 8/23/2007.
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23 Aug 2007 7:59 PM
colesfamilywales
Apartamento
I'm in Pontypridd
I've made 79 posts
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Take a look at the Halifax website www.halifax.es they are offering a deal for remortgaging in Spain.
Anthony
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23 Aug 2007 10:17 PM
morerosado
** EOS Superstar **
I'm in Somerset, UK / Guardamar Del Segura on the Costa Blanca
I've made 5674 posts
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This is what Anthony is talking about http://www.halifax.es/halifaxing/mor/hipo5.asp?sec=mor
Switching from another lender or bank
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Your SPANISH mortgage could COSTA lot less
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Switch your mortgage to Banco Halifax Hispania and change to Interest Only at the same time for FREE*:
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It's really easy to switch.
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It doesn't have to cost a euro. We’ll pay:
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Cancellation fee to be paid to the other bank: up to a maximum limit of 0.50%
Valuation fee
Gestoría fee
Notary fee
Property Register fee
Excludes other changes to mortgage conditions
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Change to Interest Only – Pay interest only for any period up to 15 years of the total mortgage term.
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Equity Release – Release some money tied to your property and take a dream holiday or improve your home. Think of the savings made with the lower monthly repayments. By switching to interest only you can borrow more and your monthly payments may still be lower.
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You could choose to repay your mortgage over up to 40 years to help reduce your monthly mortgage payment. Equally, you can reduce your mortgage term to pay the mortgage off earlier. Just bear in mind that the longer you take to repay your mortgage, the more interest you'll be charged.
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* The customer will be obliged to repay all fees and commissions if the mortgage is repaid during the first 5 years of the mortgage term Your home may be repossessed if you don´t keep up repayments on your mortgage.
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coming from Spain, as I post. 
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