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08 Nov 2008 12:00 AM by smivs Star rating in Oldham - Jardin 2,.... 700 forum posts Send private message

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Hi All,

I have just received a credit, yes credit, to my Bank account (Bancaja) but I can't make sence of what it is for as the translation isn't very clear.

I have been cedited with 99.77 euros for liquidacion provision de fondos para tramitacion operacion hipotecar, which translates to something to do with "the bottoms of the mortgage" 

I am not complaining about the credit, very nice but would like to know what it is for, any ideas anyone????


 



This message was last edited by smivs on 11/8/2008.

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08 Nov 2008 1:40 PM by scapa Star rating in Beds, England & Jard.... 880 forum posts Send private message

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Love the translation Jackie      "the bottoms of the mortgage"  lol!

Do you think something has got lost in translation?  I wish the bottom of mortgage would give me a credit.

Seem to remember that solicitors took out a rounded up figure to cater for all expenses and when everything had been finalised sometime a refund was in order.  Maybe it is something on that lines??  Don't think the 1.5 drop in interest rates has got to Spain yet?




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08 Nov 2008 3:14 PM by smivs Star rating in Oldham - Jardin 2,.... 700 forum posts Send private message

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I wish the bottom would fall completely out of the mortgage!!!!!  I have already had a refund of 450 euros after completion in July but this one has only just come just shows how much they over estimate when they want your dosh off you.......



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08 Nov 2008 11:38 PM by Alison&Simon Star rating in Hamilton,Scotland - .... 1102 forum posts Send private message

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Hi Jackie,

Drinks on you then.

Ali

 



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09 Nov 2008 11:52 AM by smivs Star rating in Oldham - Jardin 2,.... 700 forum posts Send private message

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No problem you're on !!!



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09 Nov 2008 5:06 PM by OOCH Star rating in Cheshire and Jardins.... 69 forum posts Send private message

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We got told by our mortgage broker that they will always overestimate completion costs and then refund any surplus to your account. It's easier for them than underestimating and having to chase customers for the shortfall.




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09 Nov 2008 6:08 PM by Skell Star rating in North Stand Lower, C.... 408 forum posts Send private message

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ooch,

we got the same from ours too.  Hope so anyaway

Nick



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