Spanish tax return completed free of charge

Condado Services
Post reply   Start new thread
New - Old :: Old - New

Pages: 1 |

Condado de Alhama forum threads
The Comments
12 Aug 2008 12:00 AM by Kev1 Star rating in Condado De Alhama. 826 forum posts Send private message

Kev1´s avatar
Hi,
As part of the completion process our lawyer has asked if we would like to take out 'Title Insurance'. The cost is 294 Euros for 20 years cover. Has anyone else been offerred this ? Has anyone taken it out ? The documentation suggests it is now common in many countries. Thoughts please !



Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 9:05 PM by payton Star rating in Doncaster, South Yor.... 331 forum posts Send private message

Hi Kev

That's an interesting one that hasn't come up before as far as I know!  We certainly were not offered title insurance but would be interested to see why your lawyer is suggesting or recommending it. 

 



_______________________

Debbie and Paul   

APARTMENTS FOR RENT : FOLLOW LINKS BELOW

www.condadogolfapartment.com

www.polarisrentals.com/details.asp?PropId=206

www.polarisrentals.com/details.asp?PropId=207



Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 9:08 PM by angelbabe911 Star rating in JARDIN 13 . 489 forum posts Send private message

angelbabe911´s avatar
What exactly does it do for you ?  Pardon me for being thick - its probably very obvious

_______________________
Never regret the things you've done...Just the things you aint !! 




Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 9:14 PM by Don & Kerry Star rating in Los Naranjos Jardin4. 220 forum posts Send private message

Don & Kerry´s avatar
Hi all, I got this from my solicitor last week. Same thing I think?...Hope its not too long

...

We are pleased and proud to announce that we have been appointed as agents for one of the leading insurance companies in Spain CASER SEGUROS, who are offering a policy which we feel will be of great interest to you.

The costs of this policy is 294’34 Euros and is for a duration of 20 years. This works out to be less than 1 Euro a month.

I would be most grateful if you would read the following points carefully.

This policy covers the following:

Document forgery: There are articles in the papers everyday about this type of thing.

Fraud: Imagine someone usurps your identity and sells your property.

Fraud: The forger takes out a mortgage loan on your house.

Fraud: after a few years of you owning the property it appears that the person who sold it to you was not the real owner and was acting with forged or revoked powers of attorney.

Squatters: This policy covers the cost of dealing with this and pursuing your legal claim to conclusion.

Fraudulent sale: part of the land you purchase did not belong to the owner, or a terrace you thought was yours belongs to the community of owners, etc.

Marital problems: The person you purchase the house from did not have the spouses consent. If there is a minor involved, this may prevent you from accessing the property you have just bought.

Demolition order:  Imagine that after owning the property for some years, a demolition order is placed on your house, because the Town Hall building licence was illegal, infringes land classification, environmental or coastal laws.

Tenants: You decide to rent your property, and when the lease runs out the tenants refuse to leave.

Compulsory purchase: You find out your house is subject to a compulsory purchase order. In some cases, apart from the compulsory purchase there is a large administration fee.

Other Administrative orders in force: You discover your house is subject to a ruin or eviction order.

Border disputes: Your neighbour says that some of the land you purchased belongs to him.

Legal claims against your property: Imagine that at some time in the future someone makes a claim for part of your property through the courts.

Unknown heirs: Unknown heirs from the past appear to claim their property. It is determined whether there has been a mistaken interpretation during the most recent transactions.

Third party rights: If during the next 20 years a right of way or unregistered charge is discovered that affects your property.

Hidden legal defects: During the next 20 years you may find a mistake or discrepancy in the title deeds of your home, making it difficult or impossible to sell, or limits your rights or enjoyment or ownership.

Purchase from incapable seller: You discover that the person from whom you purchased lacked the necessary capacity to sell.

Hidden valid lease: You discover the house you have purchased as been leased to a third party, and the lease is valid until it expires, regardless of who hold title to the property.

Impossible to access: Imagine you cannot access your home, garage or storeroom, because the previous owner has not vacated it, the garage is too small, you are not given the storeroom as contracted.

Non-inscription in the Land Registry: The land registrar found a defect in your title deeds.

Bankruptcy of the seller: The judge determines that the house you have purchased is subject to the preferential rights of the creditors.

Unpaid taxes, quotas or unsettled community fees: During the next 20 years: you find out you have been paying too much community fees because you were given the wrong coefficient. There are outstanding taxes that have not been paid by mistake or omission etc.

Community disputes: During the next 20 years it is possible that you will have disagreements with the community of owners, that may limit your rights over the property.

I believe that you have found this interesting, because I certainly think it is.

This cover is for a period of 20 years, with only one payment of 294’34 Euros. If the problem cannot be solved within 6 months, they will compensate you for your financial loss incurred up the purchase price stated in the title deeds with a maximum limit of 360.000 Euros.



_______________________

I Cant Make My Mind Up If I'm Indecisive Or Not



Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 9:23 PM by angelbabe911 Star rating in JARDIN 13 . 489 forum posts Send private message

angelbabe911´s avatar
Interesting for sure and may be worth talking to Lawyer about.  Thanks for info

Carol

_______________________
Never regret the things you've done...Just the things you aint !! 




Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 9:37 PM by ajw Star rating in Aberdeen. 1088 forum posts Send private message

ajw´s avatar
Ach - no point asking my lawyer - he got his degree off Ebay.  But am happy to accept vicarious info from all real lawyers.......................

_______________________

www.alhamagolfapartment.co.uk
 



Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 10:27 PM by angelbabe911 Star rating in JARDIN 13 . 489 forum posts Send private message

angelbabe911´s avatar
LMAO

_______________________
Never regret the things you've done...Just the things you aint !! 




Like 0

Spam post or Abuse? Please let us know

12 Aug 2008 10:51 PM by Kev1 Star rating in Condado De Alhama. 826 forum posts Send private message

Kev1´s avatar
Don and Kerry,
That looks like the same thing as I received...
Interesting but it doesn't sound as though it has been widely offered to date.


Like 0

Spam post or Abuse? Please let us know

Pages: 1 |
Post reply   Start new thread


Previous Threads

Goverment Bicycle hire at the beach in Costa Calida - 0 posts
Wanted urgently: Replacement roof... - 4 posts
UK Reg Vehicle & Road Fund License - 5 posts
Building recommendation. - 1 posts
Long term parking at Reus Airport - 2 posts
Mazarron information - 1 posts
LEY 57/68 - OFF PLAN PURCHASES - 0 posts
Dying badly - and needlessly - 24 posts
Error on Ryanair booking - 16 posts
Euro safe now - 8 posts
Roberto, congratulations! - 12 posts
Opticians in Spain - 84 posts
Going rate for cleaner or cleaning agency? - 44 posts
Grundig digi box - 17 posts
Easyjet - Flights released to March 2011 - 8 posts
room wonted - 11 posts
Help please????? - 57 posts
Looking for the RIGHT PLACE in Spain - 1 posts
Wanted bike for 6yr old boy. - 13 posts
Martin's Facebook blog: Spanish cash machine gave me more info than I’d bargained for… - 1 posts
Selling goods into Spain before moving out. - 41 posts
Power of attorney - 20 posts
Schooling - 0 posts
Help! How do I remove mould/mildew from a sofa? - 4 posts
medina de banus - 0 posts

8 posts were found:


1 |
Our Weekly Email Digest
Name:
Email:


This site uses cookies. By continuing to browse you are agreeing to our use of cookies. More information here. x