19 May 2012 11:44:

On Thursday I drew out 300e from a Cam bank machine, it wasn't Servired but did show the Visa sign.  The machine showed a Euros to £ rate of £247.48.  The next day I drew another 300 at a Serivred machine and the rate was 245.51,

Both items came through to account today and I paid the same for each £240.95.

Not sure if the rate dipped yesterday, if this happens on all Visa machines or just Cam Bank trying to gain extra money....lol

It's a good example of why you must get an atm card which is free to use abroad and answer the question correctly if prompted to do so.  The first withdrawal I made was from a CatalunyaCaixa Servired machine and that one didn't ask - very speedy transaction.

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11 May 2012 17:15:

Rate was 1.23931, spent the extra .02centenimos having a couple of coffees after the market!

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10 May 2012 09:04:

I've always used Servired machines, normally these give you the option of paying in Euros or £'s and show their exchange rate calculation.  By using the Euro prompt the amount you pay at N & P is less.

I was looking for a machine in Torrevieja last week and found a Servired in CatalunyaCaixa, was a bit concerned as it didn't ask which exchange rate I wanted to use.  The receipt showed Euros and when I checked the account I got 1.22 for a £.

I also withdrew money yesterday and I think I'll get the same exchange rate.  Still waiting for it to come through.

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09 May 2012 11:46:

Good news!

I'm off to the atm today as I believe the rate has gone up again.  Some suggest it will go up to as much as 1.30, yesterday it was 1.25.

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01 May 2012 15:48:

Julianx - are you also signing on as Johnzx?  Your reply seems to imply that by the PS talking about his earlier reply.

Johnzx seemed to be asking about how this sort of thing is handled in UK so that's why I replied as I did.

I'm perfectly aware that it is considered unlawful.  If you follow the law then you stand the chance of being left with no money even though some of the joint account monies belongs to you and a huge tax bill with no method of paying it or any utilities bill.  It's a catch 22 situation.

I can't understand why no-one has lobied for this law to be suspended between husband and wife.  The tax that was originally paid when the house was purchased was paid with joint funds.  One dies and you have to pay another tax to get back something you already own.  

 

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