13 May 2012 16:07:

Steone

I'm sure that no-one expects ALL their money back if they are unfortunate enough to have to change plans. Quite often people are face with dilemmas which are not covered by insurance, (An opportunity of a job interview) I hope you never find yourself in that situation, but you probably won't because you sound as though you are perfect. The main problem is that the likes of Ryanair and the others keep the tax element of the fare and to get it back you have to pay more than the tax itself, this is totally out of order. The tax is not passed to the government as the person is not travelling, easy money for nothing!

 

 

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11 May 2012 21:28:

If you own property in Spain then you have to pay non residents tax. I assume that a static caravan counts as a dwelling and I,m sure if I am wrong someone on here will correct me.

The tax is based on the cadastral value of your property, and it doesn't matter how many times a year you stay there, it is classed as a second home, that is why you have to pay the tax.

You have 3 options, either pay the 140 euros for the lawyer to fill the form and submit it on your behalf, or obtain and fill in the form yourself which costs nothing, or do as I did and get an independent company to do it on your behalf for which I paid around 60 euros  this year, (because it was my first year of paying the tax), then it goes down to around 40 euros a year.

As for the other non-residents, if and when they try to sell their caravans they will have to pay any unpaid taxes plus fines on top.

If you need information about the company I used let me know.

Hope this helps

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10 May 2012 22:20:

It doesn't look good I'm afraid.

Check the Ryanair website

extract below

All Ryanair fares are fully changeable in respect of flight/dates/times/routes and names up to 4 hours before the flight departure time via the Manage My Booking section of the website. However air fares, fees and/or charges are non-refundable. If you do not use your booked flight, the fare, fees and charges are non-refundable but you may apply in writing within one month of the date of original travel for the refund of the Government Tax paid.  Government tax refunds are subject to an administration fee. click here for fee details.  If the refund amount is less than the applicable administration fee, no refund will be made.

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This message was last edited by Jarvi on 10/05/2012.

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02 May 2012 18:36:

Gary

I have tried several of the large currency dealers, but the best deal I have got is through my own bank, Cambank. They pay around 2 cents under the commercial rate and don't charge any transfer fees. If you bank with Cam, in my opinion it's the best choice. I believe Moneycorp charge around £4 per transfer. Another company that I have just stopped using did not charge a transfer fee, but the amount they were paying me was less than the tourist rate!

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30 Apr 2012 19:38:

Stuart

I too am in the same situation as you.

I have checked and It is part of the mortgage offer and the only way out of it is to take a mortage out with another provider, which would cost a fortune.

The rules in the UK do not apply in Spain.

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