24 May 2012 08:19:

 Not a problem until you come to sell. All non payment of tax has to be paid. You will also receive a fine.

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23 May 2012 20:17:

Thanks for reminding me John.

I ment to say Master copies of each.

I know if I looe my copies I know where to get a no problem Copy from.

As I say peace of mind.

Being non resident I am not always over to do tax or other things when thay are due.

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23 May 2012 07:47:

 Hi Bob. I also pay approx 140 per year to my Solicitor have paid him for the last 11 years.

It gives me peace of mind that I am dealing with a trusted company.

What ever I throw there way there advice is always free.

They also store all my original legal documents. Escatura and wills.

They sort my Non Resident Tax

They have even sorted out my car road tax. No charge.

One other thing is that I live next-door to a Spanish solicitor. He is always helpful

I received a €3000 fine some years ago for a non-application of planning. Yes you can get and they do hand out fines if you do not apply.

When handed to my neighbour Antonio managed to get the fine reduced to €700 and that included any fees.

My advice is getting it done right and right first time.

This message was last edited by El alamillo on 23/05/2012.

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17 May 2012 17:00:

 Only 2 days after the phone call I now have a full refund

It will be sad to see them go Bmi Baby have been at East Midlands Airport a long time now. I can remember long ago Free or 1p flights with them.

 As years passed they were never always the cheaper option.

Just hope their departure does not give RA the monoploy. If so watch the cost of flights go up.

Not checked the News as yet. Is any one set to take over the Slots at NEMA. Perhaps the proposed US flights may.

Lets hope it is another Budget airline. Easy Jet may come back.

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16 May 2012 17:37:

 Hi Steve.

Just to take Property purchase back a few more years to when I purchased an off-plan property Nov 2001.

Cost €128.000 for a 3 double bedroom House with fantastic Sea views.

I then secured a forward currency purchase with a well-known company with a Euro exchange rate of €1.6475 to the £. Giving a purchase price in Stirling of £77.693.47.

On completion in December 2003 the same property was selling at €200.000 I know this as some of the late purchasers Notarised on the same day as me. The builder had taken some properties back where people had just pulled out over the 2 year build time. Yes they all sold at 200k

At around the time 2007 you purchased your property. Like for Like to mine were selling at €345.000. (OK I remember one selling at this price). This is the same property that is now up for sale at €245k and not sold after 18 mths.

There used to be a saying that if you purchased off plan by the time your property was completed it will have grown in value 30% this was normally the case.

Even in some cases the developer purchasing the property back from you giving you a small profit on your return. This was perhaps as Norman pointed out when people would purchase multi properties. It worked for some but most got caught with their pants down. Yes I know a few, but I was never that brave..

If I was selling which I am not. I am sure even asking the 2003 price of  €200k. I would still show a profit on my purchase price even throwing in all the furnishings, the pool, garage and the Car. Yes all cosmetic but nice to have. Today’s Inter-bank rate €1.24 to £1 giving €40.000 above my purchase rate. So there is some profit/loss to be made out of currency fluctuation over the long-term. I can’t remember the 2007 €uro rate.

 

I am behind every man Jack of you who is fighting their case for Justice. After being miss sold or after paying a deposit and getting nothing.

Banks can spread their losses but we all pay in the end.

 

I am sure there is some meat to be picked from this so the flack jacket is on.

Even after 11 years I am still learning.

If I am the last man standing in Spain. I will switch off the lights

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