purchase of new 3 bedroom appt

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13 Nov 2009 00:00 by helston Star rating. 3 posts Send private message

Hi first go at this..some great info here..im due to complete next month on mar menor 11..made all the payments..ive just been made redundant and ive written to polaris if i can downsize and put all my monies paid into a smaller appt...has anyone got any advice..thanks Carl





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13 Nov 2009 12:35 by EOS Team Star rating in In Spain of course!. 4354 posts Send private message

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Hi Carl, welcome to Eye on Spain.

You really are at the mercy of Polaris on this one I think.  You are contracted to buy the apartment that you signed the contract for.  They don't have to downsize you if they don't want to.

Have you had any response from the yet?

Justin



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13 Nov 2009 16:35 by mariadecastro Star rating in Algeciras (Cadiz). 8150 posts Send private message

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Are you still able to obtain a mortgage? If you are not, there is room for cancellation and therefore there is room for a new deal and a new property.

 



This message was last edited by mariadecastro on 13/11/2009.

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16 Nov 2009 14:54 by helston Star rating. 3 posts Send private message

hi maria thanks for the reply and the reply to my e mail direct..im not able to get a mortgage as im not working due too the fact that ive been made redundant





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16 Nov 2009 15:01 by mariadecastro Star rating in Algeciras (Cadiz). 8150 posts Send private message

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Under those circumnstances, you have got rights for contract cancellation and refund of 100% of money paid.



_______________________

Maria L. de Castro, JD, MA

Lawyer

Director www.costaluzlawyers.es

El blog de Maria



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16 Nov 2009 15:12 by helston Star rating. 3 posts Send private message

hi maria..thats great news..you have replied to my personal e mail..ref c campbell..are you saying that because i cant get a mortgage..as ive just been made redundant..remembering that all my previous instalments were cash..that im entitled to a full refund..if so whats the next steps..ive yet too hear back from polaris...





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