completion

hi need a bit of advise 
my completion date has come and gone ,i have had know problems with my developer and was due to sign on28th April my money was sent over in plenty of time to clear but on the day i was told by my solicitor that the person who can release the money was on holiday and we would not be able to compete so i had  to give power of attorney so they could   complete for me at a later date .
after lots of phone calls and emais we are know closer to paying for our property i have been given no answers as why this has taken so long 
we really do not know what our next step should be , we used a well established company ,is this the norm ?should we just wait for them to complete? or taken this further any advise would be welcome .

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I've seen this kind of thing before in Spain. When someone goes on holiday, everything seems to stop, but rest assured, they continue as soon as the person is back!

I have learnt to go with the flow which is so unlike the way I have been brought up in the UK

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Hi again

This is Tricia and Dave once again

Can you help we have now got our final bill from the agent,  we have been charged 7% of a lower purchase price in tax, sorry there are two figuers of the purchase price one high and one lower we have been taxed from the lower price
And now they are saying there is a further charge of 4% at the notary  for conveyancing is the 4% from the balance or of the bill or of the  purchase  price or from the balance that i owe im so confused i feel sick
And they want a large amount of cash and a small bankers draft for the remainder of the balance at the notary is this normal
Thankyou once again for you time
Tricia and Dave

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Hi Pickles....
Your total bill for the propretty should have been  proprty price+10-12% broken down into 7% iva plus 4-5% conveyancing and legal fees.
This should have been explained to you at day one.

Example property price real= 200,000€ plus costs of 12% = 224,000€

Example property price with black money = 160,000€ declared value (YOU ARE STILL REALLY PAYING 200,000€)  plus costs of 12%= 219,200€

The cash is for the builders back pocket (tax evasion)
you dont have to do the latter,just refuse but you do have to pay legal fees,i cant understand that you were not made aware of this.

I hope i have explained this a little better tonight,last night i was a little worse for wear on the vino!!!!
Regards
Georgia

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hello everbody,
                           help required with regards to completion
                           we received an email from our solicitors informing us that the first occupation licence was granted on the
                           25/06/2008 and that the deadline for signing the deeds will be the end of august.
                           my question is can i delay the signing until the end of november which would be a better time financially
                           for us to complete.        thanks jeff.
                           
                           

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Best thing to do is speak to your lawyer. Explain the situation and tell them you have every intention of completing (so many dont intend to) and advise them that you really cant complete until later in the year. As long as developers know what is going on then some (not all) are willing to listen and be flexible - it is when they are left in limbo that they start to get agitated. Good luck

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thankyou

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