Medical Insurance

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09 Mar 2012 00:00 by sue and dave Star rating in Los Naranjos J7. 57 forum posts Send private message

Hi

Can anyone help with an estimate for medical insurance annually for two people.  We are planning to move to Spain in the near future, do you have to pay private medical insurance so you are covered for any medical tests or procedures that may be needed or even an emergency stay in hospital.

Thanks




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09 Mar 2012 17:09 by dringman Star rating in www.Condadoexcursion.... 757 forum posts Send private message

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If you're receiving a UK state pension, or in receipt of long-term incapacity benefit, you may be entitled to state healthcare paid for by the UK. You will need to apply for an E121, which you should then present to the Spanish health authorities.
However, if you move to Spain to live but not work and do not receive a UK benefit, you may be eligible for up to two-and-a-half years of state healthcare cover, paid for by the UK. In this case, you will need to apply for an E106.
For more details on how to apply for an E121 or E106, visit the 'Moving abroad' section.

How to register your E121 or E106

In order to register your E121 or E106 you will need to obtain the paperwork set out below in the following order:
  • A Certificate of Residence (Certificado de Residencia) – available from the local police station.
  • A Certificate as a Local Resident (Certificado de Empadronamiento) – available from the local town hall (at the Padrón Office).
Check very carefully what documents you need to fill in, and the process in which they need to be completed. Also, remember that you have to make your own photocopies before you arrive. If you forget something, it’s unlikely you will be allowed to complete the application process and you may have to come back another time.
Having obtained your certificates you must take them, along with both copies of your E106 or E121, to the local 'Instituto Nacional de la Seguridad' office. They will retain one copy and return the other copy signed and stamped to you. This copy allows you to access the Spanish healthcare system.

How to register with a GP

If you are an E121 holder, you will have to register with a doctor in spain. As an E106 holder, it is not necessary to register with a doctor.

iF YOU WANT STATE HEALTH CARE AND UNDER RETIREMENT AGE, THEN 1 OUT OF A COUPLE WILL NEED TO BECOME SELF EMPLOYED "AUTONIMO"   PAY 270 EUROS PER MONTH AND THE OTHER IS A DEPENDENT.  PRIVATE HEALTH CARE MAY HAVE EXCLUSIONS AND OTHER COSOTS MAY NEED TO BE PAID IF HAVING TREATMENT

 

www.simplynetworking.es/directory-30-29-0-insurance.html    for a quote on healthcare

 

 



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14 Mar 2012 14:47 by kathyandbob Star rating. 296 forum posts Send private message

If you are under retirement age & have not been "pensioned off" then you may choose to get private medical insurance, prices vary depening on age & cover. Diane at Assa will be able to provide quotations & details of cover. her details are mazarron@asssa.es

Email her your ages & she will be able to help you.

Stay safe

Kathy




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