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03 Sep 2008 12:00 AM by BenandSarah Star rating. 6 forum posts Send private message

This may be my 1st post, but trust me, I have been part of this whole debackle from the outset and have a marriage and 2 kids to prove it, it's been that long!  

Given that we had no BG in place for our ACC property (although we thought we did) and therefore the prospect of getting money back was slim to none, we have recently been trying to take what appeared to be the safer option and purchase a property at MCC - at least we would have a property, if not just to sell, and given there are people living there already then at least it exists! After many weeks of silence, and me sending rather more blunt emails to my solicitor, I received the following reply today:

"The legal paperwork of the property in Mazarron is not acceptable at the moment. The construction of the house is not registred, only the plot is registred and also the plot is charged with four diferents banks mortgages of 955.000 Eu each one ( ! ). That means that HUMA has to cancel this mortgages before they can sell the property to you, and I have really doubts that HUMA has or can get funds to cancel this mortgages.......  I advise you to take legal action asap".

Are the people living there sitting with this little bomshell over their heads???!

I don't think I can really take much more as everything now is just one crushing blow after another for myself and my husband (and our very young family).  

Does anyone have any more information on MCC which might contradict what my solicitor has said?
If not, can anyone say at all that there is a definite chance of getting money back if I take them to court without a BG?

A very sad and tired Sarah....



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03 Sep 2008 9:01 PM by annie1 Star rating in fuengirola, malaga. 21 forum posts Send private message

BenandSarah,

Yours is too complex a problem for any of us to answer. You need the help of Lawyer who specialises in Property Law. The British Embassy will give you a list of approved ones. It is also worth getting in touch with Maria de Castro at www.costaluzlawyers.es she is very good and helpful.
I know it will cost more money, time, and stress, but really it is the only way to go.
I cannot imagine how you felt when you had that bombshell dropped on you my symapthy goes out to you, at least I have a BG for ACC, and even that is not as straightforward as it should be as the Bank is stalling on paying out. You need to get help NOW!!!  because don't forget Huma are also building at OCC and they must have hefty mortgages on that site. It makes my blood boil because just when you think you have heard it ,all a case like yours comes along.



This message was last edited by annie1 on 9/3/2008.


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04 Sep 2008 2:18 AM by Antojo Star rating. 101 forum posts Send private message

Sarah

Agree with Annie, you need advice from a very experienced lawyer. 

Anyway,  I do remember that back in 2003 we looked at MCC accompanied by an agent. The prices at MCC were quoted for a plot separately, and then the building. ( the plots were much larger than at ACC). So this might have some relevance to what you are saying now.  If you can find some old advertising for MCC properties you will see what I mean.

What a mess !!  I do hope this is not a disaster for the people at MCC.


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