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Know Your Rights in Spain

Helping the ex-pats community to have a safer stay

EASY SCHEME OF HOW TO ACT IF YOU BOUGHT OFF-PAN AND NEVER GOT YOUR PROPERTY
Tuesday, June 10, 2014 @ 4:05 PM

STEP 1.- Is your contract yet rescinded?

    YES -> Go to step 2          NO -> You must rescind it into the Insolvency Process

STEP 2.- Do you have a Bank Guarantee

    YES -> Great! You must execute it, even if it has an "Expiry Date". Perhaps you can even make a quick deal with the bank 

    NO, BUT I HAVE A FOTOCOPY OF ONE IN MY FAVOUR -> Let's have a look at it. Perhaps is as valid as an original.

    NO -> Don't worry. There's a solution. Slower, but, at the end of the day, a solution. Go to step 3

STEP 3.- Do you have all the payment evidences?

    YES -> Great! Go to step 4.

    NO -> Try to get them. Must be some way to get them.

STEP 4.- Did you make the payments into a bank account of the Promoters?

    YES -> Go to step 5

    NO -> Call the agent or broker you gave your money to and tell him/her/them to give you the evidences of the payment of those amount to the promoters.

STEP 5.- Sue the bank.

    Law 57/68 states that Promoters had to guarantee the reimbursement of payments plus interest with a BG and that the Banks that received the funds should check, under their resposibility, if the moneys they received were or not guaranteed. If your money was not guaranteed, and they received it, there's a negligence, and the bank must pay for that.

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Every case is singular. Contact us and we'll be happy to listen to your case.

www.lucasasociados.com   www.lucasasociados.es



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